Recent Blog Posts
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Many of our clients have contacted us to ask what happens when the house a tenant is leasing or renting is sold at foreclosure. Landlord-tenant law and foreclosure law in Georgia historically have been local matters with the Georgia legislature enacting the controlling law. Also, historically, Congress would enact a federal law when a compelling… Read More »
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As a result of the terms of a pawn contract, unless the pawnbroker agrees, the usual pawn transaction may not be treated in a Chapter 13 case like the usual cram-down of a motor vehicle loan. The court decisions discussing the issues which may arise in a pawn transaction do not provide a clear roadmap… Read More »
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One of the major benefits of filing a Chapter 13 case is the ability to modify (cram-down) a loan on a motor vehicle. Circumstances vary by case, but when a client has purchased a vehicle and has signed a standard “Retail Installment Contract”, generally the interest rate and principal balance can be modified (cram-down) and… Read More »