Tag Archives: budget
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Bankruptcy is not always avoidable. Many people find themselves facing financial uncertainty because of unexpected events that were completely beyond their control. However, in other cases, bankruptcy can be the culmination of years of financial decisions — small at the time — that finally add up to an unmanageable debt situation. Fortunately, there are several… Read More »
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What exactly is budgeting? I have not yet seen nor heard a simpler, better definition of it than the one provided by Dave Ramsey, a well known and highly regarded financial counselor. In his words, “budgeting is the process of telling your money where to go before the month begins, instead of wondering where it… Read More »
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The post-retirement years are supposed to be the “golden years” for senior citizens. This is sadly no longer the case for far too many older Americans who find themselves struggling to live on fixed incomes. Many have had to forgo retiring until well into their 70s, and others who were retired for years are finding… Read More »