Tag Archives: equifax
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Rebuilding your credit isn’t easy. Because of high interest rates and the inability to file Chapter 7 bankruptcy for another eight years, you must be cautious in how you approach rehabilitating your credit. Some simple, yet effective ways to rebuild your credit include: Get a secured credit card. A secured credit card operates like a… Read More »
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When you file for bankruptcy, it is reflected on your credit reports almost immediately because the credit bureaus are regularly monitoring the bankruptcy court filings. The credit bureau then shows the bankruptcy, under the public records section of your report, for 7-10 years from the filing date depending on the chapter filed. While the bankruptcy… Read More »
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I’ve had several clients in my office recently ask me why their credit report looks differently than it did last year. The big change, as currently seen on a TransUnion and Experian report, is that the payment history is now shown for the last 24 months. Equifax will begin showing this longer payment history within… Read More »