Recent Blog Posts
-
A recent decision of the Georgia Court of Appeals issued July 12, 2012, provides additional protection to homeowners and others who own real property in Georgia who have a security deed and note with a lender. Foreclosure in Georgia normally is “non-judicial” and quickly concluded with little or no review by Georgia judges. On the other hand, some states… Read More »
-
Equifax, TransUnion and Experian, the three major credit reporting agencies (credit bureaus) which play a major role in Georgians financial lives, are soon to be subject to oversight by the new Consumer Financial Protection Bureau (CFPB). This is a first! Based on a year-long investigation by an Ohio newspaper, millions of consumers’ credit reports contain errors…. Read More »
-
Nearly every client we meet with wants to know what effect bankruptcy will have on their credit. First, it’s important to understand that your credit score is a history of payments to your creditors and that someone can have both good and bad entries reported. For example, someone could have paid all of their car… Read More »