Author Archives: Jeff Field
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Learn about tools of the trade exemptions Your business and your individual life may be inseparable. This is often true of sole proprietors and small business owners, as well as freelancers who work in a variety of trades such as: Carpentry Entertainment Arts Publishing As a business owner in this situation, you may use property… Read More »
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Taking the first steps to effective debt management The better prepared you are, the more effectively your attorney can advise you on your debt relief options. Before going to your first appointment, record essential information about your debts, assets, income and expenses. This not only gives your lawyer an accurate picture of your financial situation,… Read More »
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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 instituted a credit counseling requirement for debtors filing for bankruptcy protection. Credit counseling agencies sprang up quickly on the heels of this law to provide a service that was suddenly in hot demand. Many of these agencies jumped on the recession bandwagon to offer debt… Read More »