Author Archives: Jeff Field
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I’ve had several clients in my office recently ask me why their credit report looks differently than it did last year. The big change, as currently seen on a TransUnion and Experian report, is that the payment history is now shown for the last 24 months. Equifax will begin showing this longer payment history within… Read More »
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Chapter 13 is an option that allows you to consolidate your debt through a repayment plan. Your plan payment will be driven by your income, your assets and your debts. As you might imagine, your income must be regular an sufficient to allow your repayment plan to work. Your goal is to protect the things… Read More »
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Bankruptcy cases are administered by trustees appointed by the Office of the U.S. trustee, which is part of the U.S. Department of Justice (DOJ). Typically, the debtor never has to appear before a judge. So who is this trustee who will be overseeing your case and what are her or his duties? Chapter 7 trustees… Read More »