Recent Blog Posts
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Although bankruptcy follows federal legal guidelines for the most part, certain aspects differ based on state laws. In Georgia, for example, state law dictates that certain items are considered exempt property. These exemptions may or may not match federal exemptions. Chapter 7 and Chapter 13 exemptions Although Chapter 7 bankruptcy is what people most commonly… Read More »
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The post-retirement years are supposed to be the “golden years” for senior citizens. This is sadly no longer the case for far too many older Americans who find themselves struggling to live on fixed incomes. Many have had to forgo retiring until well into their 70s, and others who were retired for years are finding… Read More »
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Rebuilding your credit isn’t easy. Because of high interest rates and the inability to file Chapter 7 bankruptcy for another eight years, you must be cautious in how you approach rehabilitating your credit. Some simple, yet effective ways to rebuild your credit include: Get a secured credit card. A secured credit card operates like a… Read More »