Recent Blog Posts
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When individuals contact us about scheduling a free office consultation, we ask that they bring a list of their debts. We ask this because when it comes time to file bankruptcy, you either need to write down the names and addresses of your creditors, bring the monthly statements, or bring a credit report. This is… Read More »
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What is a cosigner? A cosigner is usually a friend or family member who signs a legal document or contract and promises to pay your loan in the event you are unable. When a consigner signs a contract, this individual becomes legally liable for the debt. According to bankruptcy laws, the lender/creditor views the cosigner… Read More »
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If you are in serious debt and fail to take action to remedy the situation, the IRS may levy your property or garnish your wages. A levy is a legal seizure of your property in order to satisfy a debt. The IRS can levy property that you hold — including cars, houses or boats, or… Read More »