Recent Blog Posts
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Did you know that according to the Federal Trade Commission (FTC), five percent of consumers had errors on their credit reports? That’s five out of every hundred consumers in the U.S. — meaning that as many as 10 million Americans have incorrect information on their credit report that can adversely affect them in many ways,… Read More »
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Under the current system, it is all but impossible to get student loans wiped out through bankruptcy, unlike most other forms of unsecured debt such as credit card and medical bills. Legal experts believe that this is creating a generation of Americans who are unable to get out from under the crushing weight of college… Read More »
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When you file for bankruptcy, it is reflected on your credit reports almost immediately because the credit bureaus are regularly monitoring the bankruptcy court filings. The credit bureau then shows the bankruptcy, under the public records section of your report, for 7-10 years from the filing date depending on the chapter filed. While the bankruptcy… Read More »