Recent Blog Posts
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Once a Chapter 7 bankruptcy is filed, all collection efforts and activities must stop because of the bankruptcy’s automatic stay. But, it’s important to know that the Chapter 7 automatic stay does not extend to your cosigners. Therefore, your creditors are free to pursue them in an effort to collect the debt. Fortunately, if you… Read More »
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Many people who seek and eventually file bankruptcy often have thought about filing long before they actually go through with it. Debts and creditor calls continue to pile on and they realize they have no other options. This delay can lead to some creditors being overlooked and not listed at all when their bankruptcy petition… Read More »
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This is a question often asked by former homeowners who were responsible for making homeowners association (HOA) or condominium payments on a monthly or yearly basis. These fees are often associated with the maintenance and upkeep of the “common” areas in a neighborhood community or condominium/apartment complex. So can these fees be included in a… Read More »