Category Archives: Chapter 13 Bankruptcy
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If you are behind on your mortgage or if you are in a Chapter 13 case to “catch-up” your mortgage, stay tuned! Changes in the Bankruptcy Rules require that certain Notices be provided by a lender to a homeowner in a Chapter 13 case who is “catching-up” past due mortgage payments. The goal is to… Read More »
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How will bankruptcy impact my credit? This is usually the first question asked by potential clients when meeting with them. Most often since these individuals have made an appointment to discuss their options and are thinking about bankruptcy, their credit is already pretty damaged. A bankruptcy filing is reflected on your credit report almost immediately… Read More »
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Equifax, TransUnion and Experian, the three major credit reporting agencies (credit bureaus) which play a major role in Georgians financial lives, are soon to be subject to oversight by the new Consumer Financial Protection Bureau (CFPB). This is a first! Based on a year-long investigation by an Ohio newspaper, millions of consumers’ credit reports contain errors…. Read More »