Author Archives: Noah Bader
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What exactly is budgeting? I have not yet seen nor heard a simpler, better definition of it than the one provided by Dave Ramsey, a well known and highly regarded financial counselor. In his words, “budgeting is the process of telling your money where to go before the month begins, instead of wondering where it… Read More »
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Rebuilding your credit isn’t easy. Because of high interest rates and the inability to file Chapter 7 bankruptcy for another eight years, you must be cautious in how you approach rehabilitating your credit. Some simple, yet effective ways to rebuild your credit include: Get a secured credit card. A secured credit card operates like a… Read More »
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Under the current system, it is all but impossible to get student loans wiped out through bankruptcy, unlike most other forms of unsecured debt such as credit card and medical bills. Legal experts believe that this is creating a generation of Americans who are unable to get out from under the crushing weight of college… Read More »