Author Archives: Win Mims
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A recent decision of the Georgia Court of Appeals issued July 12, 2012, provides additional protection to homeowners and others who own real property in Georgia who have a security deed and note with a lender. Foreclosure in Georgia normally is “non-judicial” and quickly concluded with little or no review by Georgia judges. On the other hand, some states… Read More »
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Equifax, TransUnion and Experian, the three major credit reporting agencies (credit bureaus) which play a major role in Georgians financial lives, are soon to be subject to oversight by the new Consumer Financial Protection Bureau (CFPB). This is a first! Based on a year-long investigation by an Ohio newspaper, millions of consumers’ credit reports contain errors…. Read More »
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A recent bankruptcy court decision in Silliman v. Cassell reacquaints us with the similarities and differences in the Georgia exemption language in 44-13-100(a)(2)(E) and in the federal exemption in 11 USC Section 522(d)(10)(E). The Georgia exemption is modeled after the federal exemption and is similar, but not identical. Georgia exempts “a payment under a pension,… Read More »